Virginia Boat/Watercraft insurance coverage

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Boat/Watercraft insurance coverage

Boat/Watercraft Insurance

Spending time on the water can be a relaxing way to enjoy your time in Virginia. Whether you decide to cruise along the James River, explore the Chesapeake, or take advantage of any body of water, you want to do so confidently knowing that you’re protected. At Randy Bowman Insurance Agency, we’re here to help you find the boat insurance that you need.

Understanding Boating Rules

It’s important to familiarize yourself with the various boating regulations in Virginia. Whether you have a sailboat, a fishing boat, a jet ski, or some other watercraft, there are registration guidelines that you will need to adhere to. You will also want to learn about the safety and education courses that are available so that you can be sure that you and all of your passengers are safe. The state offers countless resources for your boating pleasure.

Within the state, you are not required to have insurance on your boat. The only one that can dictate whether you have insurance or not is a lienholder, such as if you’re still making payments on the loan of your boat.

Finding Boat/Watercraft Insurance

Although the state of Virginia does not require you to have insurance on your boat or other watercraft, you still want to protect your investment. What happens if you get into an accident? What if someone gets hurt while out on your boat? What if there’s vandalism? Shopping for the right insurance coverage can protect you against all of the different “what if” scenarios that are out there. Our insurance agents can guide you through the process to not only protect your investment but also save you money on your monthly insurance premiums.

Contact one of our agents at Randy Bowman Insurance Agency today to learn more about boat and watercraft insurance. We’ll work with you to customize a policy so that you have the financial protection that you need every time you go on the water.

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