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Auto insurance coverage

Auto Insurance

It’s vital that you stay safe on the roads of Virginia and beyond. No matter how safe you may be and how many driver-assist technologies are in your car, accidents still happen. Auto insurance can offer some protection, and at Randy Bowman Insurance Agency, we’re here to help you find a policy you can rely on.

Auto Insurance Requirements

There are specific requirements for auto insurance in Virginia. This includes maintaining minimum coverage levels of bodily injury and property damage liability. Additionally, if you have a lienholder due to a lease or making payments on your vehicle, you may be required to add to those minimum coverage levels and even have other forms of coverage.

Beyond liability coverage, you can choose to add to the requirements. It protects you against more scenarios:

  • Comprehensive: Includes aspects when you’re not behind the wheel, such as hail damage and a hit and run.
  • Collision: Provides coverage when you collide into anything, such as a guardrail or mailbox.
  • Uninsured: If someone doesn’t have insurance, you have the protection to get your car fixed, regardless of fault.
  • Rental car coverage: You can choose to rent a car while your car is in the collision center being repaired.

With our help, we’ll guide you through the requirements and the available options to ensure you have the coverage you can count on.

Benefits of Auto Insurance

There are all sorts of benefits to having auto insurance. Not only does it ensure you’re compliant with state laws, but it also allows you to take care of issues faster. You can file a claim for the insurance company to take care of repairs and replacements. The only thing you would be financially responsible for is the deductible.

Additionally, auto insurance keeps your car looking its best because you can fix problems due to collisions, vandalism, and more.

Call to speak to one of our agents at Randy Bowman Insurance Agency today. We’ll guide you through the process of buying auto insurance in Virginia.

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